What is Investing?

What is Investing?

What is Investing?

Learn how investing grows wealth, builds financial security, and fuels long-term goals.

Investing is the act of allocating money with the expectation of generating a return or profit. Unlike saving, which essentially focuses on preserving money, investing seeks to grow it by putting it to work in various financial instruments, businesses, or assets.

Investing is the act of allocating money with the expectation of generating a return or profit. Unlike saving, which essentially focuses on preserving money, investing seeks to grow it by putting it to work in various financial instruments, businesses, or assets.

Pretend $10,000 lands up in your bank account and you're able to add $500 to this account every month for the next 30 years. You're unsure of what to do with the money, but you understand that you have two plausible options: save it, or invest it. What would you do?


The most financially profitable choice is to invest the money. The best on offer annual interest rate for interest savings accounts is currently 5.35%, whereas US markets have had a historical growth average upwards of 10% since 1967. Under these historical market trends, you would have accumulated up to $401,430 greater than if you had saved the money.

Why should you invest?

Why should you invest?

Why should you invest?


Wealth Accumulation: To grow money faster than traditional savings accounts.

Beat Inflation: To preserve purchasing power over time.

Achieve Life Goals: Retirement, buying a home, funding education.

Passive Income: Through dividends, interest, or rental yields.

Ownership: Investing in stocks means owning part of a company.